Credit Reports – Hard Pull vs. Soft Pull

Biz2credit –
Major Difference between Hard Pull and Soft Pull of Credit

Hard Pull of Credit – When you apply for credit card, auto loan, mortgage loan – Any financial institution will pull up your credit which will show on your personal credit report. This will impact your credit score by 5 to 10 points. This is called Hard Pull of credit

Soft Pull of Credit – Anytime you are doing a employee verification or you get a pre-qualified offer, this wont affect your credit score So this is a Soft Pull of credit.

So always go for a soft pull of credit and see all the offers at hand and only then move with the one you want so your credit gets pulled only once.

For a free soft pull of your credit – Register at or call us at 877-861-2210

Contact us now for small business loans at

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