What Makes Up Your Credit Score? FICO/Credit Score Breakdown by Stephen C. Stonne June 20, 2019, 6:24 am Credit Score Breakdown Payment History – 35% of Score (Avoid late payments and always remain current on your … Leave a Reply Cancel reply Your email address will not be published. Required fields are marked *Comment Name * Email * Website Save my name, email, and website in this browser for the next time I comment. Notify me of follow-up comments by email. Notify me of new posts by email.