Credit card balances and how they affect your FICO score. by Stephen C. Stonne July 22, 2019, 7:38 am Talking about the different FICO algorithms and how credit card balances affect your scores. Leave a Reply Cancel reply Your email address will not be published. Required fields are marked *Comment Name * Email * Website Save my name, email, and website in this browser for the next time I comment. Notify me of follow-up comments by email. Notify me of new posts by email.